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Apple Prepares AR Device, Unveils BNPL Tool

Today, in the connected economy, Apple is launching its annual Worldwide Developers Conference, where it is expected to discuss its augmented reality device, while also unveiling a buy now, pay later (BNPL) product. Additionally, cryptocurrency platform CoinZoom is launching a partnership with Visa, and IBM hopes to bolster its cybersecurity capabilities with the acquisition of Randori.

Apple launches WWDC with a view to connecting everyone, everything

Apple’s annual Worldwide Developers Conference (WWDC) kicked off this week, with the company expected to discuss its augmented reality (AR) device ahead of its expected fall launch. The $3 trillion tech giant bought Vrvana from Bertrand Nepveu for $30 million in 2017, one of Apple’s many purchases in virtual reality (VR) and AR. While not much is known about Apple’s yet-to-be-released product, Vrvana’s video system and “pass-through” technology are expected to be a vital feature, with the aim of allowing users to explore the physical world around them. see, covered with digital images.

Why Apple says now is the time to pay later

Apple joins the BNPL crowd. The iPhone maker has launched Apple Pay Later, an Apple Pay feature that allows users in the United States to split the cost of an Apple Pay transaction into four installments over six weeks, with no additional interest or fees. Payments are made, tracked and refunded using the digital wallet. Pay Later is available for online or in-app purchases and is offered through the Mastercard network.

CoinZoom Instant Debuts Outside the US Via Visa Direct

FinTech platform and cryptocurrency exchange CoinZoom has partnered with Visa to integrate its services with the Visa Direct real-time push payment network. By doing so, it will enable real-time payouts to eligible cards from customers in 194 countries outside the US. CoinZoom’s US customers had access to CoinZoom Instant for the past year. The service allows users to convert cryptocurrency to fiat and send fiat money to eligible cards.

IBM acquires Randori to ramp up cybersecurity

IBM bolsters its cybersecurity innovation with the acquisition of Attack Surface Management (ASM) and cybersecurity platform Randori. Randori “helps customers continuously identify external assets, both on-premise and in the cloud, that are visible to attackers — and prioritize exposures that pose the greatest risk,” the companies said. IBM said it is the next step in its Hybrid Cloud strategy and strengthening its portfolio of artificial intelligence (AI) powered cybersecurity products and services.

New Stripe tool aims to improve EU payment verifications

Financial infrastructure provider Stripe has introduced a delegated authentication feature that will help improve payment conversion rates in Europe. Businesses using the Dublin-based company’s services can now allow their customers to verify purchases within a checkout flow. The rollout is taking place against the backdrop of the European Union’s recent stringent customer authentication (SCA) regulations, designed to curb payment fraud.

Luma Health introduces LumaPay, patients can pay via SMS

Luma Health has launched a healthcare-focused service called LumaPay, the first module in the company’s financial product, LumaFinancial. With LumaPay, patients can pay their bills via SMS or their providers’ websites. It is part of the company’s Patient Success Platform, which provides healthcare providers with an integrated portal that connects the clinical, operational, access and financial components of a patient’s journey.

NEW PYMNTS DATA: HOW UTILITY AND CONSUMER FINANCING COMPANIES CAN IMPROVE THE EXPERIENCE OF ACCOUNT PAYMENTS

About: More than half of utility and consumer finance companies have the ability to digitally process all monthly bill payments. The kicker? Only 12% of them do. The Digital Payments Edge, a collaboration of PYMNTS and ACI Worldwide, surveyed 207 billing and collection professionals at these companies to find out why going fully digital remains elusive.

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